Insurance & Billing
Insurance, Handled For You
We verify your benefits and handle the billing, so you can focus on feeding your baby.
Start where you are
Four common situations, four direct answers. Pick the one that matches you. We’ll route you to the right page, the right form, or the right person.
If you want to understand billing
How does insurance actually work here?
Nine in-network carriers, ACA preventive coverage, what counts toward visit limits, what’s patient-billed. The full mechanics in one page.
How insurance worksIf you want to preview your plan
What will my plan likely cover?
Based on your plan name, the Coverage Estimator predicts whether to expect any out-of-pocket and whether your visit is likely to be approved if your coverage is active. Optional, never required to request an appointment.
Preview my coverageIf you want to understand your coverage
What does my plan actually cover?
Most plans treat lactation visits as preventive care under the ACA, but plans vary on visit limits, what’s billed separately, and which carve-outs apply. Here’s how to read your benefits before the visit.
ACA preventive coverageIf you’re paying out of pocket
What if I don’t want to use insurance?
Self-pay rates, health-share documentation, HSA/FSA usage. Same providers, same standards, simpler billing path.
See self-pay optionsNo matter which path, three things hold
- Written estimate Verified benefits and whether to expect any out-of-pocket, emailed before your visit.
- One quick intake first Submit the intake and we’ll route you to the right appointment type, then verify benefits before the visit.
- Card on file with rules Required to schedule, used only for authorized charges. Nothing unexpected.
In-network
Nine major carriers, plus their plan administrators
Tap any logo for that carrier’s plan-specific rules, carve-outs, and FAQs.
Aetna
Plus 10+ TPAs that route through Aetna.

Blue Cross Blue Shield
Texas, Federal, Anthem PPO, out-of-state.
Cigna
Routed via Wildflower. PPO only.
Curative
Texas-only, $0 cost-share employer plans.
Humana
Commercial only; Medicaid/Medicare excluded.
MultiPlan
Via MultiPlan / Imagine 360. PHCS routes here.
Sana Benefits
Direct contract. ACA preventive applies.
TRICARE
In-network TRICARE West. Mom only.
United Healthcare
UMR, Surest, Oxford, AllSavers included.
Don’t have time to read it all?
Skip ahead and request your appointment. Our billing team will verify your insurance before your visit.
Opens our intake form in a separate, HIPAA-secure system (new tab).
Wondering if you’re covered? Preview my coverage →